Terms and Conditions of Use



The company under the name «ZOIA MANAGEMENT GREECE  M.Ι.Κ.Ε.», with registered office at 18 Omirou str, Athens, Greece, with Tax Registration No 800952049, hereinafter “the Company“, through the present website “www.zoia.com, offers to the visitor/user the opportunity to be informed about the Company, as well as its provided services. Please, read carefully the following Terms of Use.

The use of this website constitutes unconditional and full acceptance of the Terms of Use, which apply to all the contents thereof. In case of disagreement with the Terms of Use, the visitor/user must leave the website and refrain from further use thereof.



All the content of this website, including information, services, distinctive titles, trademarks, marks, images, graphics, photographs, drawings, texts, etc. is the intellectual property of the Company and is protected by the Greek and EU legislation on intellectual property and the relevant international conventions, with the exception of the explicitly recognized rights of third parties.

Similarly, the name, images, logos and distinctive features listed and describing this website with the Company’s trademark or services are Company’s property and they are protected by the relevant trademark legislation. In any case, their appearance and display on this website shall in no way be construed as a transfer or assignment of any license or right to use them.

Any copy, digital recording and mechanical reproduction, transfer, downloading, resale or creation of derivative works based on this content or misleading the public about the real provider – operator of the website is prohibited. Reproduction, republication, uploading, posting, dissemination or transmission or any other use of the content in any manner or means for commercial or other purposes is permitted only with the prior written consent of the Company or any other legal copyright holder.



The services provided by this website are only available to individuals who possess the legal authority to create a binding legal obligation under applicable law, and thus there are not available to minors (under 18 years old). By using this website, you declare that you have the appropriate age and you possess the legal authority to create a binding legal obligation regarding any liability may appear by the usage of this website.

All visitors/users are obliged to use this website respecting these Terms of Use and all rules and morals as derived from Greek, EU and international legislation. In case of violation of the following obligations, users are obliged to compensate the Company for any damage caused by this violation.

In particular, users are obliged when using this website:

  • To use the content of the website in such a way that it does not violate the rights of third parties (individual and social rights), does not violate their personality or their privacy and in any case does not violate the law and fair dealing means.
  • Not to mislead anyone as to the origin of the content of the website and not to damage in any way the reputation of the Company.
  • Not to install, promote and/or make available content containing viruses or any other electronic code, files or programs designed to interfere with, destroy or limit the operation of any software so as to prevent other users from using the website.



The Company, spares no effort to ascertain that the information included in the website “www.zoia.com is complete, accurate, up to date and clear. However, the Company in no case whatsoever, including the event of negligence, shall be held liable for errors, omissions or any insufficiency of the information, for delays or interruptions or inability to transmit information or for any damage caused to the  visitor/user from the use of said information.

The content of this website does not constitute financial or other advice, encouragement or prompt to conduct an investment or other activity, and the Company shall not be held liable for the use of the website by the visitors/users who act under their own free will.



The Company has no control over the websites of third parties to which it refers through links (hyperlinks) or through advertising banners, as a result cannot be held responsible for their content and services and does not guarantee their availability. The links to other websites are provided for the convenience of the users of the Company’s website, without this implying any of the following:

– that it endorses or accepts the content or services of external websites,

– that it accepts any relationship with the owners of external websites,

– that it provides a guarantee as to the protection of personal data, the availability, quality, completeness or accuracy of the information and services contained in the websites of third parties or as to the security against transmission of viruses,

– that it takes responsibility for any misuse of the information contained on the external websites.

Hence, for any problem that occurs during the visit/use of external websites, the user shall contact directly the respective websites and their owners, who are liable for the relevant responsibility. The Company cannot be held responsible for any damage that may be occurred by the use of links to other websites, as well as for the information that may be included in the websites of its links.



This website may provide access to certain Company’s services through usernames, passwords or other passwords or devices. Each user is solely responsible for maintaining the confidentiality of his passwords and for all activities that take place in his account. The Company reserves the right to terminate user’s account immediately at its sole discretion and without prior notice to user where there is a reason, for example, in case of violation of any part of these Terms and Conditions of Use.



The Company collects and processes the personal data of users during their visit in accordance with the national and EU legislation on personal data protection, in particular the General Data Protection Regulation (EU) 2016/679, Law 4624/2019 as well as the Decisions, Directives and Opinions of the Hellenic Data Protection Authority. For more information on the collection and processing of users’ personal data by the Company, the user can refer to the Privacy Policy, which is posted on the Company’s website.

When visitors/users browse the Company’s website, certain necessary information may be collected, by using “cookies”, always aiming to create a more secure and efficient environment for the visitors/users. For further information, users can refer to the Cookies Policy, which is posted on the Company’s website.



The visitor/user of this website is solely responsible for having the necessary equipment, as well as any service necessary for access to the website. Furthermore, the user is exclusively responsible for the protection of his system from viruses and other malware.

The Company has implemented, as far as possible, all the necessary security measures for the protection of the website from viruses and other malware, however it does not guarantee that the content of the website is free of viruses, errors and other harmful elements and shall not be held liable for any damages caused to the aforementioned equipment of the user or his software or files, as well as for any damage the user may suffer from the aforementioned reasons.



The Company reserves the right, at its sole discretion, to modify, change, add or exclude part of this Terms of Use, included the information regarding its services at any time without any prior notice and unless otherwise stated, any changes shall be in force immediately upon uploading on the Company’s website.  The Users are recommended to consult periodically these Terms for any changes. The use of the website, after the publication of any changes, implies the acceptance of the modified Terms and Conditions of Use.



The present user agreement is governed by Greek Law. The Courts of Athens have jurisdiction to interpret these Terms and to resolve any disputes that may arise.

In the event that any of the present terms is deemed to be contrary to the law, and therefore invalid or voidable, it ceases to be valid without in any way affecting the validity of the remaining terms.